They Know Money 2012: Financial Advisers

By: Mary Clare Glover

These advisers charge flat fees for some services and may earn commissions on products they sell, such as mutual funds. Although some people argue that advisers who earn commissions can't be free of bias, these professionals are said to work in a client's interest. The fee-and-commission model can be cheaper than an annual fee based on a percentage of assets for some clients, such as those who make few trades.

Alexandra Armstrong, CFP; Washington DC

Randy R. Beeman, Reston

Ilene Brostrom, CFP; Bethesda

Stephan Q. Cassaday, McLean

Marguerita (Rita) Cheng, CFP; Bethesda

Ric Edelman, CFS; Fairfax

Michael P. Egan, CFP; Vienna

Ryan Fleming, CFP; Washington DC

Howard Gartenhaus, CFS; Rockville

Joseph Jacques, CPA, CFP; Rockville

Daniel Lash, CFP; Vienna

Jack May, CFP; Falls Church

Terrance McGowan, Washington DC

Paul A. Pagnato, CFM; Reston

William R. Slater III, Washington DC

Barbara Warner, CFP; Bethesda

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